Guide · Flip it
Fix and flip analysis that counts every cost
Most flips that lose money looked fine on a napkin that left out carry and selling costs. The app counts the purchase, rehab, bridge interest and points for the months you hold, buyer closing costs and agent and seller costs on the way out, then judges what is left.
Profit after every cost
The defaults are bridge money at 11.5% interest only with 2 points, 3% closing on the purchase and 7% to sell. Each is an input you can change.
Margin and return
Profit has to be above zero and, by default, at least 15% of the resale price. Return on cash in (30% default) and the annualised return (25%) show whether the time and risk are worth it.
The 70% rule
A common rule of thumb: pay no more than 70% of the after-repair value, less the rehab. The app shows how much headroom the price leaves against it, as a target rather than a hard gate.
Where it pencils
If the deal is short, the app solves for the purchase price that clears every gate, so you know your ceiling before you offer.
Worked example: cosmetic flip
Buy, renovate, sell in 6 months: single-family rental, $215,000 purchase, $42,000 rehab, $375,000 after repair. Verdict: Build, 100/100. It clears every gate at the asking price.
| Test | Default bar | Kind | This deal | Result |
|---|---|---|---|---|
| Profit margin on resale | 15% minimum | Hard gate | 18.4% | Clears |
| Profit after all costs | above zero | Hard gate | $69,137 | Clears |
| Return on cash in | 30% minimum | Target | 71.4% | Clears |
| Annualised return | 25% minimum | Target | 142.8% | Clears |
| The 70% rule | pay $220,500 or less | Target | $5,500 of headroom | Clears |
Illustrative numbers, screened with the default experienced-investor targets. Open the same deal in the app from the samples on the first screen.