Real estate deal analyzer · Underwriting

The deal analyzer that underwrites like a lender.

Screen any US deal in minutes, size the loan three ways and send a lender-ready package. Every number carries its source and date, and recalculates on the lender's device.

  • All 50 states and DC
  • Free to screen, no sign-up
  • Every input sourced and dated
  • Calculates on your device

On the web now. iOS and Android apps coming soon.

Read-only · Lender viewExp. 21 Oct

BOB-2026-1007-12MF

12-unit multifamily, Northeast DC

WORK IT Score 61 / 100

Conditional; terms must change. Request exceeds the 1.25x coverage sizing by $185,643.

DSCR
1.11x
Debt yield
9.12%
LTV
75.0%

Binding constraint

DSCR 1.11x (min 1.25x). Reprice to $2,033,000 to clear coverage, or add $185,643 of equity.

Loan sizing · 3 methods
Loan to value, 75%$1,710,000
Coverage 1.25x · binding$1,524,357
Debt yield 9.0%$1,733,133

Prepared by the sponsor. Recalculated on your device.

For investors

Screen a deal

Buy and hold, fix and flip, BRRRR. The verdict, the binding constraint and the price that clears every test.

Screen a deal ›

For developers

Test a site

Yield on cost against exit cap in bps, residual land value, and a construction budget checked against public $/SF ranges and a builder's own job costs.

Test a site ›

For lenders

Review a package

Open a shared link on any device. Loan sizing, stress case and the source of every number, recalculated in your browser.

Review a package ›

How it works

Address in, verdict out, in the order a credit officer reads.

  1. 01

    Enter any US address

    RentCast and Realie fill rent, comps, taxes and parcel facts nationwide, and state figures from the Census Bureau, Tax Foundation and NAIC cover vacancy, tax and insurance until you have a quote. Each input is tagged fetched, benchmark or entered, with its date. Anything you type is never overwritten.

  2. 02

    Choose a strategy and lender

    Buy and hold, fix and flip, BRRRR, ground-up build or entitle and sell, against a commercial bank, construction, CDC / SBA 504, private or investor credit box.

  3. 03

    Read the verdict

    Scored out of 100, with the binding constraint named and the loan sized three ways. Fail a hard test and the deal is BUSTED at any score.

BUILD

The deal works.

Lender view: within the credit box

WORK IT

Close. The price or terms must change.

Lender view: conditional; terms must change

BUSTED

Fails a lender's hard rule.

Lender view: outside the credit box

What's inside

Every figure sourced, dated and ready for a credit memo.

Fifteen asset classes and five strategies. A deterministic model: every number can be traced to its input and recalculated.

Investors

Clearing price

The purchase price at which the deal clears every test, and the equity that closes the gap at the ask.

All

Loan sizing

Sized by loan to value, the coverage floor and the debt-yield floor. The binding constraint is named, with sources and uses.

Lenders

Stress case

Rates up, rent down, vacancy and expenses up, then all at once. Each case re-screens the deal at the sized loan.

Investors

Actuals vs. model

Rent roll and T-12 are read on your device and compared line by line. Lines more than 10% adverse are flagged. Tenant names are never read.

Developers

Construction cost review

Hard cost per SF against public ranges for the market, with Eluvial's own jobs at $197–$250/SF as a reference point and the trade split as a draw schedule.

Developers

Highest and best use

One site screened across uses and ranked, each with its binding constraint and residual land value against the ask.

Lenders

Lender link

Read-only, expiring after 7, 14 or 30 days, and recalculated in the lender's browser. The deal travels inside the link, so nothing sits on a server.

All

Package checklist

What each lender profile will ask for and what is ready, with a lender-ready score that is separate from the verdict.

50 states and DC
RentCast rents and comps, and Realie parcel and tax records, for any US address.
$197–$250/SF
Hard cost from Eluvial's own jobs, in 2026 dollars. A reference no other analyzer has.
5 lender profiles
Commercial bank, construction, CDC / SBA 504, private and investor capital.
13 sections
PDF lender package with exhibits, plus a live-formula Excel proforma.
Every input
Tagged fetched, benchmark or entered, with an as-of date.

Pricing

The verdict is always free.

Unlimited manual screens, verdicts, clearing prices and financing readiness on every plan. You pay for live lookups and the lender package.

Free

Screen any deal

$0/ month

No card needed

Unlimited manual screens, verdicts, clearing price, financing readiness.

3 lookups a month · RentCast and Realie

Start free

Investor

Active buyers

$24/ month

$288 billed yearly · $29 monthly

Asset classes 1–5, PDF and Excel export, lender links.

25 lookups a month

Choose Investor

The standard

Pro

Investors and developers

$79/ month

$948 billed yearly · $99 monthly

All 15 classes, lender profiles and packages, rent roll and T-12, construction cost review, highest and best use.

100 lookups a month

Choose Pro

Team

Development firms

$249/ month

+ $49 a seat

Everything in Pro, shared pipeline, branded output.

About 400 lookups a month, shared

Talk to us

Lookup packs · 10 for $15 · 50 for $50

Purchased packs never expire. Plan lookups reset monthly and are used first.

Single lender package · $49

One deal's PDF package and live-formula Excel. No subscription.

Lender / Enterprise · from $499 a month

Inbound deal links with receipts, credit-box presets, white-label, API. Contact us

Live-formula Excel is a paid feature.

Build · Work it · Busted

Know the price before you offer.

Screen your first deal in the browser. No sign-up, no card.

Open Build or Busted

iOS and Android apps coming soon.